- "The Role of Interchange Fees in Two-sided Markets:
An Empirical Investigation on Payment Cards", Review of Economics and Statistics,
vol. 97, forthcoming 2015 (With S. Carbo and S. Chakravorti). 2015.
- "The diffusion pattern of non-cash payments: evidence
from China", International
Journal of Technology Management, vol. 66, forthcoming
(with S. Carbo and M. Qi.
- "Trade credit, the Financial Crisis and Firms Access
to Finance", Journal
of Money, Credit and Banking, vol.97 (With S. Carbo and G. Udell). 2015.
- "ATM withdrawals, debit card transactions at the
point of sale and the demand for currency", SERIEs, vol. 5,
forthcoming. (with S. Carbo).
- "Safetynet benefits
conferred on difficulttofailandunwind
banks in the US and EU before and during the great recession", Journal of Banking and Finance,
vol. 37,18451859. (with
S. Carbo and E. Kane). 2013
- "Exploiting Old Customers and Attracting New Ones:
the case of Bank Deposit Pricing", European Economic Review, vol. 55,
903915 (with S. Carbo and T. Hannan) 2011.
- "Regulatory arbitrage in cross-border banking mergers
within the EU", Journal
of Money, Credit and Banking, vol. 44, 16091629. (with S. Carbó and E. Kane)
- "Bank market power and SME financing constraints, Review of Finance,
vol. 13: 309-340 (with S. Carbó and G. Udell), 2009.
- "Evidence of Differences in the Effectiveness of
Safety Net Management in European Union Countries", Journal of Financial Services
Research, vol. 34: 151-176 (with S. Carbo
and and E. Kane), 2008.
"The Economics of Credit Cards, Debit Cards and ATMs: A
Survey and Some New Evidence", Journal
of Banking and Finance, vol. 32:1468-1483 (with B. Scholnick, N.Massoud, A.
Saunders and S. Carbó), 2008.
" The determinants of
bank margins in European banking", Journal of Banking and Finance, vol.
31: 2043-2063(with S. Carbó). 2007.
- "Financial Innovations in Banking: impact on regional
Regional Studies, vol. 41: 311-326 (with S. Carbó and and R. Lopez). 2007.
"Operaciones fuera de balance y economías de escala en el sector
bancario español", Investigaciones
Económicas, vol. XXIX (2): 389-430. (with S. Carbó). 2005.
- "New Evidence of Scope Economies among Lending,
Deposit-taking, Loan Commitments and Mutual Fund Activities", Journal of Economics and Business,
vol. 57(3):187-207. (with S. Carbó).
- "The Finance-Growth Nexus. A Regional
Urban and Regional Studies, vol. 11(4): 339-354. (withS. Carbó).
- "Bank Deregulation is Better than Mergers", Journal of International Financial
Markets, Institutions and Money, vol. 13(5): 429-449. (with S. Carbó and D. Humphrey). 2003
de la competencia en los mercados bancarios regionales", Revista de Economía Aplicada,
(n. 32): 5-33 (with S. Carbo and and F. Rodriguez). 2003.
- "Deregulation, Bank Competition and Regional
Studies, vol. 37(3): 227-237. (with
S. Carbó and D. Humphrey). 2003