banks and industrial companies have equal access to
reputable underwritters in debt markets?”, Journal
of Corporate Finance,
vol. 46 forthcoming (with
S. Carbo and P. Cuadros).
Covered Bonds a Substitute for Mortgage- Backed
of Economic Policy Reform, vol. 20,
forthcoming (with S. Carbo and R. Rosen). 2017
policy, implicit interest rate, and relative net
trade credit", Revista
de Economía Aplicada, vol XXV. forthcoming,
(with S. Carbo
and J. Mansilla). 2017.
of household financial
constraints and risk
of Real Estate Finance
vol 55, forthcoming.(with
S. Carbo and S. Mayordomo).
effects of bank
in short-term and long-term
availability and investment”,
Journal of Finance
vol. 46, forhcoming. (with
S. Carbo and J. Mansilla).
Role of Interchange Fees in Two-sided Markets: An
Empirical Investigation on Payment Cards", The
Review of Economics and Statistics, vol.
98, 367-381 (With S. Carbo
and S. Chakravorti). 2016.
Financial Crisis and Firms
Access to Finance”,
of Money, Credit and Banking,
vol.48, 113-143. (with S. Carbo
and G. Udell). 2016.
diffusion pattern of non-cash payments: evidence from
China", International Journal of Technology
Management, vol. 70, 44-57 (with S. Carbo
and M. Qi). 2016.
impact of securitization on credit rationing: empirical
evidence", Journal of Financial Stability,
20, 36-50 (With S. Carbo and H. Degryse). 2015
withdrawals, debit card transactions at the point of
sale and the demand for currency", SERIEs,
vol. 5, 5, 399-417. (with S. Carbo). 2014
benefits conferred on difficult–to–fail–and–unwind banks
in the US and EU before and during the great recession",
Journal of Banking and Finance, vol.
37,1845–1859. (with S. Carbo and E. Kane). 2013
Loop Effects in Payment Card Markets: Empirical
Evidence”, Review of Network Economics,
vol. 11, Issue 2, article 2. 2012 (with S. Carbo and
risk transferring and financial stability: the case of
Spain” Journal of International Money and
Finance, vol. 31, págs 80-101. 2012. (with
S. Carbo and D. Marques).
Old Customers and Attracting New Ones: the case of Bank
Deposit Pricing", European Economic Review,
vol. 55, 903–915 (with S. Carbo and T. Hannan) 2011.
arbitrage in cross-border banking mergers within the
EU", Journal of Money, Credit and Banking,
vol. 44, 1609–1629. (with S. Carbó and E. Kane) 2012.
market power and SME financing constraints, Review
of Finance, vol. 13: 309-340 (with S. Carbó
and G. Udell), 2009.
of Differences in the Effectiveness of Safety Net
Management in European Union Countries", Journal
of Financial Services Research, vol. 34:
151-176 (with S. Carbo and and E. Kane), 2008.
Economics of Credit Cards, Debit Cards and ATMs: A
Survey and Some New Evidence", Journal of
Banking and Finance, vol. 32:1468-1483
(with B. Scholnick, N.Massoud, A. Saunders and S.
determinants of bank margins in European banking", Journal
of Banking and Finance, vol. 31:
2043-2063(with S. Carbó). 2007.
Innovations in Banking: impact on regional growth", Regional
Studies, vol. 41: 311-326 (with S. Carbó
and and R. Lopez). 2007.
fuera de balance y economías de escala en el sector
bancario español", Investigaciones Económicas,
vol. XXIX (2): 389-430. (with S. Carbó). 2005.
Evidence of Scope Economies among Lending,
Deposit-taking, Loan Commitments and Mutual Fund
Activities", Journal of Economics and Business,
vol. 57(3):187-207. (with S. Carbó).
Finance-Growth Nexus. A Regional Perspective", European
Urban and Regional Studies, vol. 11(4):
339-354. (withS. Carbó). 2004.
Deregulation is Better than Mergers", Journal of
International Financial Markets, Institutions and
Money, vol. 13(5): 429-449. (with
S. Carbó and D. Humphrey).
de la competencia en los mercados bancarios regionales",
Revista de Economía Aplicada, vol. XI
(n. 32): 5-33 (with S. Carbo and and F. Rodriguez).
Bank Competition and Regional Growth", Regional
Studies, vol. 37(3): 227-237. (with S.
Carbó and D. Humphrey). 2003